201502.15
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Wondering what to do with that tax refund? Looking for a Fresh start in 2015?

Review your debts and assets from the previous year.  Order three free credit reports at annualcreditreport.com. EXPLORE YOUR OPTIONS: SHOULD YOU NEGOTIATE YOUR DEBT?  WHAT ARE THE PITFALLS? SHOULD YOU CONSIDER BANKRUPTCY? SHOULD YOU DO NOTHING?  WHAT WILL HAPPEN IF YOU DO THAT AND SIMPLY WAIT? WHAT ARE MY OPTIONS IF MY HOME IS UPSIDE…