So you purchased holiday gifts on a credit card, do you know what protections and benefits that credit card offers? You maybe pleasantly surprised!

Visit: https://www.creditcards.com/credit-card-news/purchase-protection-benefits.php?utm_medium=email&utm_campaign=20171226%20Editorial%20newsletter&utm_content=20171226%20Editorial%20newsletter+CID_a073f65f8f875622a03386e923a3e196&utm_source=email&utm_term=See%20the%20full%20story&aid=eml&email=campaign_name%5E20171226%20Editorial%20newsletter,campaign_id%5Ea073f65f8f875622a03386e923a3e196,link_term%5ESee%20the%20full%20story


I can’t count how many times a retailer has told me this holiday season that I can save 5% by opening up a retail charge card. Should I? Should anyone? Here are some factors to think about and explore:

I’m standing in a crowded line at Home Goods and it is finally my turn to go to the next cashier.  She offers me a charge card, not once, not twice, but three times. First and foremost, is this the best time for me to make a financial decision?  OK, I may save $40 but…